Best online casino payouts in the USA – High RTP games

At the best online casinos that payout you can enjoy maximum chances of winning when playing your favourite games. Find out which online casinos offer the highest payout rates and what you should definitely look out for when choosing your new provider. We present you with a comparison of the best reputable casinos with the highest payout rates!

The best online casinos with the highest payout rates 2025

• Best payout casinos
• Ratio explained
• Payout rate
• Top 10 Payout casinos
• Find the best rates
• How to play
• Highest slot payouts
• High payout card games
• Low payout rates

My rating of the top three best paying online casino sites

When looking for the top online casinos with the best payout ratio, you have to take various factors into account. For example, since there are RTP ranges for almost all online slot machines, these can vary. The popularity of a slot machine also influences our analyses.

A popular slot that is played thousands of times has a different relevance than a machine that is somewhere at the bottom of the popularity scale and is actually only listed as a filler in a casino. From all of the data we have collected, we have compiled the top 3 casinos for you, which were in the top places after our evaluation.

1st place: DuckyLuck Casino

DuckyLuck Casino offers a wide variety of games, including slots, table games, video poker, and live dealer options. It is known for its generous welcome bonus of 500% up to $2,500 and 150 free spins.

2nd place: SlotsandCasino

SlotsandCasino offers a large selection of slots, video poker, table games, and live dealer games. It has a rewards program that provides perks like exclusive bonuses and cashback.

Ignition Casino

Ignition Casino provides a diverse range of high payout casino games, poker rooms, and live dealer options. It is known for its fast payouts, generous bonuses, and a secure platform.

Best casino payout ratio and house edge explained

Whether you are playing online or offline at a casino, some of the most important concepts you need to understand are house edge and payout percentage. The latter is also known as RTP (Return-to-Player). This RTP is an often overlooked piece of information related to highest payout casino games that can, and should, make a crucial difference in your choice of online casino!

The casino house edge

Of course, almost all casino players are familiar with the concept of house edge. For example, if a game has a house edge of 5%, on average over the long term the casino would make a profit of $5 from the game for every $100 wagered.

If you now think that an online casino can pocket these $5, you are wrong. A casino operator has to pay all the costs associated with this 5% house edge. These include:

So, it is easy to imagine that only a very small fraction of the 5% remains at the end of the day.

The casino payout ratio

In a sense, it is mathematically the opposite of the house edge. This is the amount that the casino game pays out to the player on average over time. So, if the RTP is 95%, the game is expected to pay out $95 for every $100 wagered. “Expected” is a key term here and deserves a little more explanation.

As an individual player, you can quickly give up on this “expectation”. The calculation of the payout rate is based on a number of game rounds that you as a player cannot achieve even with intensive play.

For example, to calculate and verify the RTP of the popular NetEnt slot Dead or Alive II, 11 trillion spins were made. That’s an 11 with 12 zeros! Of course, there are no “test gamblers” sitting at beta slots. All calculations are done on powerful computers and still take several days, sometimes even weeks.

Conversely, this of course also means that the few spins we have in a session do not reflect the RTP of a slot machine. However, with a better RTP, the probability of having a longer gaming session is higher.

How is the payout rate in the casino determined?

If you have chosen a casino listed by us, you can be sure that we have tested it thoroughly and that it is a reputable provider. But we cannot test all the casinos in the world. Above all, there are also a number of platforms that simply do not have sufficient quality to make it onto our website.

We want to list a few important criteria that you should definitely consider when you are looking for a casino with a good payout rate and find a provider that is not listed with us.

Casino license

It actually goes without saying that you should only play in an USA online casino with a proper license. However, in the heat of the moment, you can easily forget to check this if a platform, for example, entices you with a time-limited bonus offer.

We can only advise you not to rush into things. If a casino has a license, it is always listed at the bottom of the casino page. It should also be linked to the licensor. There you can then view and check the current license status.

Game offer

The best payout online casino sites now offer thousands of casino games. If you are one of those players who already has some experience, it is advisable to look at the list of providers and the games available. When you see your personal favorites, it is best to do a few spot checks and check the RTP of your favorite slots.

There are some casinos that offer a high payout rate on average, but slightly lower the RTP of particularly popular games and take advantage of the flexibility provided by the developer.

Payment options

The best payout online casino is of no use if your preferred payment providers are not available. As a crypto player, one of the first things you should look at is whether Bitcoins, Litecoin and other coins and tokens are accepted at all and whether they are transferred free of charge, apart from the mining fees.

There are some casinos where you can only withdraw in cryptocurrencies or by bank transfer. However, there are now a number of banks that do not accept payments from casinos without a license or even close the account. In this case, you should look for another provider or, best of all, play with cryptocurrencies.

Top 10 online casinos that payout

How to find online casinos with the best payout rates?

When looking for casinos with top payout rates, there are different options for approaching the search. If you start from scratch and want to research everything yourself, you can of course do this at any time. If you are one of these people, you must pay attention to the points mentioned in the last section without any ifs or buts.

If you have less time and have other things to do in your life than spend days searching for and analyzing individual online casinos, you have come to the right place. We have made a pre-selection for you, which reduces the number of virtual gaming halls to a manageable number of providers.

However, you should take some time and read through our casino reviews. There you will find all the important information about the respective provider, so that you can make a well-informed decision about which casino is ideal for your gaming style.

Casino licenses and payout rates

At first glance, the two terms should have little to do with each other. Until recently, that was true, but the USA gambling license has caused a lot of confusion. We would therefore like to take a quick look at the two most important licenses at the moment and tell you what you should pay attention to.

RTP at casinos licensed in Malta

Online casinos with a license from the Malta Gaming Authority can currently be divided into two categories. On the one hand, there are the casino groups that may be trying to obtain a USA license, and on the other hand, there are providers that are not doing this.

For the first group, operators often charge an additional fee of 5.3%. This is usually added to the bet. For example, if you play a slot with a $1.00 stake per round, $1.05 will be deducted from your account balance.

The other way is that the RTP is reduced so much that for a $1.00 stake only $1.00 is deducted from the player’s account, but the low odds make up for this.

The second group of Malta casinos intends to apply for a USA license. However, as a player, you would do well to compare the odds of the individual games. According to the licensing authority, the minimum RTP must be at least 85%. Some casinos take advantage of this, while others grant their players the maximum odds offered by the developer.

RTP at casinos licensed in Curacao

For many people, alarm bells ring when they hear about an online casino with a Curacao license.

A lot has happened here in recent years. There is no denying that there are still some grey and black sheep among the Curacao casinos. However, these are the exception and are easy to spot.

This license now offers more advantages than the two mentioned above. This starts with the fact that many Curacao casinos also accept cryptos or are even pure crypto casinos where you play directly with coins and tokens. In addition, the selection of games is larger and in most of the Curacao casinos we tested, the RTP is also set to the maximum.

Nevertheless, the same applies here: trust is good, but control is better. We have already taken over some of the control for you and have listed many casino tests with a Curacao license on our website.

How to play at the casino with the highest payout rate

Once you have chosen one of the casinos with top payout rates, you are only a few minutes away from trying your luck with real money bets. If you are new to online casinos, we will of course also explain the most important steps to you.

These three steps follow the same pattern at almost all casinos, with a few minor differences. Our tip: Start with the KYC account verification right away if this is possible at the casino of your choice. This process always takes a few days. Once it is completed, withdrawals work better and faster.

Online casinos with highest slot payouts

Here are some online casinos known for offering high slot payouts:

Top 10 slot machines with the highest payout rate

When it comes to online slots, it is important to know that some online slot machines have an RTP range. Online casinos can set a lower value than the maximum set by the developer. We have also not included any games in our list that are no longer available in online casinos.

Book of 99 (Relax Gaming) – RTP 99%

The slot follows the typical Book of concept with the difference that the RTP is much higher than in the other book games. In this game, you accompany Odysseus on his journey home from the Trojan War. The 5×3 playing field with 10 bet lines has a maximum win of 12,075x. This can also be achieved in the base game. However, it should be noted that the machine has a high volatility and there can be long dry spells without any notable wins.

Mega Joker (NetEnt) – RTP: 99%

Mega Joker by NetEnt is a classic Vegas slot with two 3×3 playing fields. There are 5 paylines on each. It starts on the lower playing field. When a winning combination has been achieved in the base game, the game continues on the upper playing field in Supermeter mode. Winnings of up to 2,000x are possible here. The stake range for this game is between $1.00 and $10. The high RTP and the simple gameplay make this somewhat old-fashioned slot a crowd favorite.

Thrones of Persia (Tom Horn Gaming) – RTP: 98.83%

Tom Horn Gaming has hit the jackpot with Thrones of Persia. This is not only due to the high payout ratio. The game with a 5×3 playing field and 20 lines shines with detailed graphics and interesting features in the bonus round. Unfortunately, Tom Horn’s games are not yet very widespread. However, the number of casinos where you can play Thrones of Persia is constantly growing.

1429 Uncharted Seas (Thunderkick) – RTP: 98.5%

Thunderkick’s 1429 Uncharted Seas is another 5×3 slot. The machine has 25 paylines. The maximum win of 670x is below average by today’s standards, but since the slot has low volatility, it spits out regular, albeit smaller, wins. For this reason, 1429 Uncharted Seas is ideal for converting bonuses.

Triple Bar (1×2 Gaming) – RTP: 98.15%

It doesn’t get any simpler than Triple Bar. A classic slot with 3 reels and a payline with bar symbols. That’s enough to make nostalgic people rave. A line with 1, 2 or 3 bar symbols brings 4x, 5x or 40x. There really isn’t anything more to this game.

The medium volatility and high payout ratio make the game ideal for using your bonus in autoplay. Here too, it is important to read the bonus terms and conditions. Many online casinos have excluded slots with an RTP of over 97%.

Top table and card games with high payout

When it comes to classic casino games, no one can beat the Blackjack. We have therefore compiled the best RTPs for the various table and card games for you.

Blackjack Neo (Relax Gaming) – RTP: 99.56%

As with the online slot machines, Relax Gaming also wins at Blackjack and leaves the strong competition from Evolution behind.

Although the live dealers can distribute higher maximum winnings with their Lightning Blackjack, the odds are still a hair’s breadth behind Relax Gaming’s digital Blackjack Neo.

Ultimate Texas Hold’em (Evolution) – RTP: 99%

Live Ultimate Texas Hold’em was developed by Evolution in collaboration with Scientific Games. The game has been adapted to the conditions in the live studio.

In contrast to the original Texas Hold’em, this version is played against the dealer. Additional side bets make this high RTP possible.

French Roulette La Partage (Play’n Go) – RTP 97.3% – 98%

No matter what strategy you use, the house edge in French Roulette is 2.7%.

There is exactly one exception! If the La Partage rule is used at the table, you can increase the RTP to 98% for bets on simple chances (red-black, low-high or even-odd), because if the “0” is rolled, 50% of the stake goes back to the player and is not completely lost.

Baccarat (Betsoft) – RTP: 98.99%

Baccarat is one of the games that never really caught on in the USA. In Asia, however, baccarat is more popular than online roulette or blackjack.

If you like to play or learn baccarat, we recommend the digital Betsoft version. It has a slightly higher RTP than the standard version at 98.72%.

Which online casino has the highest payout rate?

If you have read this far, you will certainly be aware that there are many factors that affect the payout rate at a casino. This is precisely why there is no such thing as a casino with the “highest” payout rate.

To find the casino that has the highest RTP for your gaming style, you need to take some time and consider what is most important to you. A high RTP is of no use if, for example, you have to pay relatively high fees at a casino for your preferred payment method when making deposits or withdrawals.

Your advantage is that we have listed a number of casinos on this page, all of which have a very high RTP. Since we have also tested each individual platform for its security and reliability, you only need to look at the candidates that catch your eye and you’re there. You have found a trustworthy, tested casino with a top payout rate.

There is also nothing stopping you from registering with more than one online casino. There are many players who play at one casino because of the great live offering and also play at another online casino because they have a better bonus program but fewer live games.

How do you avoid low payout rates?

If you want to avoid this, you should study carefully where the best odds are. However, you should not only look at the RTP of the games, but also take the time to read the terms and conditions carefully.

Many Malta casinos now have a paragraph in their terms and conditions that is aimed at all players from US:

Please note that we now charge a 5.3% fee on all real money bets (excluding live games), with cents rounded up.

The fee is deducted from your player account at the time of placing the bet. To give you an example, if you place a bet of $1 EUR, a fee of $0.05 will be deducted from your player account along with the bet (1 EUR bet + 0.053 fee rounded up to 0.05. The total amount deducted is $1.05).

When you read something like this, it doesn’t help if a slot has an RTP of 97%, because in fact that rate drops to under 92% when you include this fee!

Our tip: Take your time and read everything carefully. Then you’ll definitely have more fun and get more for your money later!